Posted by on Feb 1 2012 in Buying Tips
Posted by on Jan 28 2012 in Buying Tips
More than ever, people spend a large amount of time in their cars, whether you have a long commute or are busy shuttling your kids around, having the ‘right’ vehicle, a vehicle that fits your lifestyle and needs, is very important. That is why, when shopping for your next car, the research step is extremely important. Dewey understands this, and we do everything we can to make our customers car shopping experience pleasant. We want our customers to be well informed and for this reason offer relevant and important information on a variety of makes and models, new and used cars, as well as information on the auto financing process. Start your research today!
Posted by on Jan 23 2012 in Buying Tips
Posted by on Dec 19 2011 in Buying Tips
Searching for just the right used car can sometimes be a fun adventure. But sometimes, when you cannot find what you are looking for, it can get frustrating. Say you have gone to all of your local dealership and have had no luck. The next step would be to do a search online, and when you start searching online, you may be looking at going out of state to purchase our vehicle. You may want to search a variety of areas for your used car. For example if you search for used Jeeps Palm Beach and found the exact Jeep Wrangler you were looking for, you need to consider if its worth it to travel that far.
It may seem like a lot to consider used Jeeps West Palm Beach if you live in a different part of the country, but there are some advantages to used car shopping online. First off there are no pressuring sales teams, the internet preserves your identity, preventing salespeople from profiling. Online shopping is more conducive for comparative shopping, giving you more price, make, model and color options. You will also spend less time spent haggling over price.
Car shopping online and out of state is becoming increasingly popular as consumers are willing to go to extra lengths just to get a better deal. It is only natural to begin you search for an out of state used car online, so weather you are searching used Chrysler West Palm Beach, or for a used Jeep, or a used Dodge, you will likely find the vehicle you are looking for.
Posted by on Sep 8 2011 in Buying Tips
Fill out our Auto Credit Application and take the next steps towards an IA Car Loan
If you are ready to buy your next vehicle, whether new or preowned, auto financing is one of the most important steps. Don’t be afraid to apply if you have little credit or if your credit is less than perfect. All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! At Dewey we will work with you to secure a no credit car loan if your situation demands it. Dewey Dodge Chrysler Jeep has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Just remember, determine how much you can truly afford before purchasing a vehicle. Once you know your price range, it will even help you to narrow down your selection. Many people like the convenience of getting a loan through the dealership. If you are in search of an auto loan in the Des Moines IA area visit Dewey Dodge Jeep today!
Posted by on Jul 1 2011 in Buying Tips
Most people understand numbers. They know football scores, how to calculate a tip on your dinner check and what direction the price of gas is going. But do you understand your FICO score. Your FICO score is a summary of your credit history and tells finance departments about your credit worthiness. It is the difference between an approval and a decline on a loan application and a major determining factor on the interest rate you will be charged. But do you know the basic components of your FICO score?
Your FICO score is based on 5 basic components of your credit history. Payment history, outstanding balances, length of credit history, credit history and type of credit are the main 5 areas used to determine your credit score. Knowing these and keeping your eye on them will help you to maintain a good credit score or assist you with improving your current score.
Your payment history is the track record of how you have been paying back your current debt. Are you current? Do you pay the bill within the time frame allowed and by the due date? Paying credit card bills before the due date is one of the easiest ways to improve your credit score and to build solid credit history. Keeping your outstanding balances on your credit cards lower than your full credit line shows that you can manage the debt you have well.
The length of time that you have had a credit line or car loan is also looked at. The longer you have an established credit line the better your score will be. Don’t get into the habit of closing credit card accounts just because you paid them off. This will shorten your credit history. Another area that is taken into consideration is recent credit inquiries. Be careful when you shop around for a car as each dealer might pull your credit and too many inquiries on your credit file could be detrimental.
The last item looked at is the type of credit you have. A home mortgage carries a lot more weight than a gas credit card because of the size of that loan as well as the difficulty involved with obtaining a mortgage. So keep all this in mind when looking at your credit report.
Posted by on May 26 2011 in Buying Tips
Are you a consumer looking for a vehicle that offers that latest in high technology, yet is affordable? Both the Dodge Caliber and the Ford Focus can be had for under 20K, yet they both carry some very useful and cool tech features.
Dodge Caliber: Dodge loaded its entry-level Caliber with gizmos when it was introduced three years ago, including a Chill Zone section of the glovebox to keep drinks cool; a rear cargo light that also serves as a removable LED flashlight; a part of the armrest that flips up to hold an iPod; and illuminated cupholders. Optional tech can also be added to the Caliber without breaking the bank. Chrysler’s UConnect hands-free phone system is one of the best Bluetooth systems available at any price. Also offered is a $595 Premium Sound Group option that includes a nine-speaker Boston Acoustics audio system with an 8-inch subwoofer, and a Music Gate boombox-style speaker enclosure that swings down from the hatch for tailgate-style tunes.
Ford Focus: Ford made an important — and successful — strategic decision to include its Sync technology not just on high-end models, but on a broad range of its vehicles. It picked the entry-level Focus as a major player for the launch of Sync since Ford realized that it’s the type of vehicle — and technology — that would appeal to the car’s young target market. Sync proved not only popular, but also became a benchmark for the way drivers access music on portable media players via voice activation. Sync’s Bluetooth feature also makes hands-free calls almost effortless, and the system can even receive and reply to text messages. The best part is that Sync is standard on the top-of-the-line Focus SEL and SES models.
Posted by on Aug 28 2010 in Buying Tips